Debt recovery lawyers · Torrevieja · Costa Blanca
Debt Recovery Lawyers in Torrevieja: we recover what you are owed, so you can move on
An unpaid invoice, a tenant who stops paying rent, a loan that is never returned, a cheque that bounces. Every unpaid debt is money you worked for and a source of daily worry. We listen to you, choose the fastest route for your case and act firmly — amicably whenever possible, and in court when necessary.
We know how it feels
Chasing payments should not be your full-time job
Calls that are not answered, promises that are never kept, excuses that repeat every month. Many people and businesses give up on debts they could recover simply because they do not know which legal route to take, or because they fear it will cost more than it is worth.
For more than 25 years we have helped individuals, landlords and companies on the Costa Blanca recover their money. We analyse each debt, tell you honestly whether it is worth claiming and use the most effective procedure, keeping you informed at every step.
“What is yours should come back to you. We make it happen.”
Our way of working
With you before, during and after the claim
Recovering a debt is a process. We manage it from the first demand to the final payment.
We study the debt
We look at the documents and the debtor’s situation.
- Review of invoices, contracts, cheques or promissory notes
- Analysis of the debtor’s ability to pay
- Honest assessment of whether to claim
- Choice of the fastest procedure
We claim firmly
We start with negotiation and go to court if needed.
- Formal demand for payment
- Negotiation of payment plans
- Order for payment procedure (proceso monitorio)
- Exchange claims and ordinary civil lawsuits
We stay with you until you are paid
A judgment is only useful when the money arrives.
- Enforcement and seizure of assets
- Location of the debtor’s assets
- Monitoring of agreed payment plans
- Advice to prevent future non-payment
How we can help you
Debt recovery services in Torrevieja
We recover debts for individuals, landlords, professionals and companies.
Unpaid invoices
Recovery of unpaid invoices from clients and companies, with fast procedures adapted to each case.
Order for payment procedure
The proceso monitorio is a fast and effective route to claim documented monetary debts that are due.
Cheques, bills and promissory notes
Exchange claims for bounced cheques, bills of exchange and promissory notes, with the possibility of preventive seizure of assets.
Unpaid rent
Claims for rent and supplies owed by tenants, together with eviction proceedings when necessary.
Private loans
Recovery of money lent to individuals or companies that has not been returned.
Civil lawsuits
When the debt requires it, we file an ordinary or verbal civil lawsuit and defend your interests until the end.
Why clients trust us
A team that does not let your money go
You may also need our civil law, commercial law, court proceedings and all our legal services.
Frequently asked questions
Questions about debt recovery
Someone owes me money. What is the first step?
Usually, a formal demand for payment sent by a lawyer. It often resolves the situation, and it also serves as evidence if we later have to go to court. Send us the documents you have and we will tell you the best route.
What is the order for payment procedure (proceso monitorio)?
It is a fast court procedure to claim monetary debts that are due and can be proven with documents such as invoices, contracts or delivery notes. If the debtor does not pay or object, the claim can move quickly to enforcement.
A cheque or promissory note has bounced. What can I do?
You can file an exchange claim (juicio cambiario), a special procedure that allows the court to require payment within ten days and order the preventive seizure of the debtor’s assets.
My tenant does not pay the rent. Can I claim the debt and recover the property?
Yes. We can claim the unpaid rent and, at the same time, start eviction proceedings to recover your property.
Is there a deadline to claim a debt?
Yes. Debts have limitation periods that depend on their type. In general, personal claims without a specific term have a five-year limitation period in Spain, but there are shorter periods in some cases. Do not wait too long.
Is it worth claiming if the debtor has no money?
Before starting, we analyse the debtor’s situation and tell you honestly whether the claim is likely to be recovered. In some cases, assets can be located later or the debt can be included in insolvency proceedings.